Do You Qualify for Auto Loan Refinancing?

Looking to refinance a car but not sure if you qualify? RefiPayment can help. Determining if you qualify for car loan refinancing is straightforward and we can walk you through the process from start to finish. Our unique lending platform allows you to apply online and find out within minutes if you qualify. Apply today and you could receive multiple refinancing offers from our network of reputable lending partners.

Basic Auto Refinancing Qualifications

Finding out if you qualify to refinance your auto loan is easy. Simply complete our secure, online application and submit it when you’re finished. There are, of course, minimum lending requirements that you must meet in order to qualify, including:

  1. Vehicle mileage should not exceed 75,000.
  2. The vehicle should be 5 years old or newer.
  3. You have made payments on time for 6 months or longer.

Once our lending partners have your application, they will communicate with you directly via email. If you meet the basic lending requirements, you could have up to four offers within a matter of minutes! It’s quick, easy and hassle-free.

Documents and other Important Information to Have On Hand

The auto refinance application is simple. In fact, it’s a simple process that asks for contact information, home address and employment information. In addition, you’ll also need information on the car you are looking to refinance. Scour through your glove box or filing cabinet for the following items:

  • Vehicle registration
  • Auto insurance information
  • Vehicle Identification Number or VIN
  • Odometer reading
  • Current lender information and account number

Our refi lenders may also ask you for any special features or extra options that are standard with your particular car.

Additional Items to Consider

The basic lending requirements are generally accepted by all of our lending partners. There are, however, a few more things to consider. The financial institution that currently holds the lien on your car may charge a small fee to release it. It’s a minimal cost, but it does exist so be aware. Our lending partners will also require individuals wishing to be removed from the title to sign at closing.

The RefiPayment Difference

RefiPayment offers consumers the power of choice. One application submittal could bring multiple auto loan refinancing offers from reputable lenders competing for your business. Choose the best loan offer, sign the loan documents and start saving money today – it’s that simple. Have question before you apply? No problem. Contact us at 800-258-3759 or and one of our representatives will be glad to assist.